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8939 avaliações
- Setor: Mercado de capitais
- Porte da empresa: 11 - 50 funcionários
- Usado Semanal durante Mais de dois anos
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- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Ótimo aplicativo
Avaliado em 17/10/2022
Vantagens
Venmo é meu aplicativo favorito para trocar dinheiro e poder pagar ou receber dinheiro de amigos ou colegas de trabalho.
Desvantagens
Não há muito o que não gostar em Venmo. O aplicativo é praticamente perfeito, e a facilidade de uso é impecável. As poucas falhas que notei foi que primeiro você precisa inserir um motivo para o pagamento.

- Setor: Consultoria de gestão
- Porte da empresa: 10 000+ funcionários
- Usado Semanal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 9.0 /10
Ideal Payment Processing Software for Small Businesses
Avaliado em 08/12/2021
Perfect for small businesses and better than using a square device for accepting payments.
Vantagens
The app is just great. UI/UX, how they have defined different user personas and the ease of making a transaction is fantastic. Super quick and easy to transact with any third party, strong authentication mechanisms and auto-credit to the account on file. Making and receiving payments is the easiest I've seen, and much better than zelle, or Paypal.
User support is fantastic and there have been instances where I was fully refunded back when goods/services were not delivered as agreed upon.
Desvantagens
It would be good to look at the credit worthiness/score and how reliable they are for their services. Currently there's no way to know (other than star ratings and sparse reviews at times).
Multi-lingual capabilities would be helpful too, especially when you are transacting with non-english speaking partners.
- Setor: Instituições religiosas
- Porte da empresa: 51 - 200 funcionários
- Usado Mensal durante 6 a 12 meses
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Fonte da avaliação
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- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 5.0 /10
Great for personal use but maybe not business
Avaliado em 13/03/2023
Venmo is great for small time uses. I truly believe they're on the cusp of being a breakthrough option for small businesses. One big upside is their support team
Vantagens
Venmo allows you to have an online "storefront" and mobile ability to accept payments. It's nice to work with all major forms of payment and not worry about POS problems.
Desvantagens
I can't keep up with transactions by myself. I rely on transaction history to help keep my books straight, but Venmo tends to struggle at times in this area.
- Setor: Saúde, bem-estar e condicionamento físico
- Porte da empresa: Profissional autônomo
- Usado Mensal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 0.0 /10
Canceled my Venmo and will not say why
Avaliado em 10/03/2023
Up until they canceled my account for no specific reason .... It was good. Now behind a vale they won't even tell me why I was canceled.
Vantagens
It was easy to use .. but then I set up a business account and they canceled my account.
Desvantagens
Venmo has shady practices ... I set up a business account and they canceled both my personal account and my business account with no explanation. I have asked several times what I did wrong and they won't answer me.
- Setor: Consultório médico
- Porte da empresa: 51 - 200 funcionários
- Usado Diariamente durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
venmo review
Avaliado em 10/01/2023
I love venmo, i personally use it on a weekly basis.
Vantagens
I like how easy it is and it is also really convenient because a lot of people dont have cash and almost everyone i know has venmo so that is how we pay each other back when we happen to be out or splitting gifts, rent etc.
Desvantagens
my one complaint would be the security. i personally have no had any issues security wise but i do know a couple friends who have been hacked. venmo is super responsive and fast so these issues were resolved but with anything to do with you bank info being hacked it can be a hassle.
- Setor: Transporte rodoviário e ferroviário
- Porte da empresa: 2 - 10 funcionários
- Usado Semanal durante Mais de um ano
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
the venmo experience for me
Avaliado em 13/03/2023
Vantagens
Fast, advantageous installmentsAllowed to send cash from a ledger or check cardLow expense for charge card installmentsCan pay for buys at select organizationsOffers a charge card and a VisaAdds a social component to sending and getting cash
Desvantagens
Installments are public as a matter of courseCan't drop installmentsNo global exchangesFamous with con artists
- Setor: Publicidade e marketing
- Porte da empresa: Profissional autônomo
- Usado Mensal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Easy Way to Receive Payments
Avaliado em 13/03/2023
Overall, Venmo is a very easy way to receive payments on the go and it is very easy to keep track for your business records.
Vantagens
The best feature is the QR code option to make or receive a payment on the go.
Desvantagens
Sometimes making or receiving a payment can be longer than a one or two click process. I also dislike the "public transactions" being the default selection after sign up.
- Setor: Serviços e tecnologia da informação
- Porte da empresa: 10 000+ funcionários
- Usado Diariamente durante 1 a 5 meses
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 9.0 /10
Venmo -online Payment Boom
Avaliado em 13/03/2023
Overall exp is excellent as it has made making payments so easy.
Vantagens
Easy split option that is available, ease to pay to any vendor by just entering a simple pin.
Desvantagens
without internet you can't make any payments, so availability of internet is must. which sometimes creates a problem to make payment at low network areas.
- Setor: Artes e artesanato
- Porte da empresa: Profissional autônomo
- Usado Mensal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Praticidade
- Probabilidade de recomendação 9.0 /10
9/10
Avaliado em 13/03/2023
Vantagens
I’ve used venmo for years and their latest update has made the app and services 100% easier to use and conduct business quickly and easily.
Desvantagens
It’s still very odd for their to be a public viewing of payments but other than that the processing time is a bit longer than other platforms.
- Setor: Hospitais e Saúde
- Porte da empresa: Profissional autônomo
- Usado Mensal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 9.0 /10
Easy way to transfer money
Avaliado em 14/03/2023
Vantagens
I like using this app to transfer money between friends for lunch or to family for various needs.
Desvantagens
I don't like how long it take for the payment to be deposited to your bank account.
- Setor: Transporte rodoviário e ferroviário
- Porte da empresa: 2 - 10 funcionários
- Usado Mensal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Easy Payment Processing
Avaliado em 14/03/2023
It serves its purpose
Vantagens
Gives customers an additional option on how to pay
Desvantagens
Lists all the contacts on phone that use VenMo that have nothing to do with my transactions
- Setor: Internet
- Porte da empresa: 2 - 10 funcionários
- Usado Semanal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Probabilidade de recomendação 9.0 /10
Venmo is a great consumer product with limited use for business
Avaliado em 07/06/2021
Venmo's incredible ease of use makes it essential for interacting with other people with whom I might loan or pay money for simple things. For vendors, it's a solid way to get access to credit card payments with okay fees.
Vantagens
Venmo is dead simple to use, with the QR code scan and effortless options to ask for payments or send them. The number of people who signed up for Venmo also helps - most younger folks are on it.
Desvantagens
The social aspect of the software is a bit odd in that I'm not in the least bit interested in what my friends are paying one another for. When people get funny, I suppose it could be entertaining but too much of the feed is people paying each other for rent, groceries and other mundane stuff. Additionally, this present a business challenge where you need to be cautious about posting your purchases if it's a private purchase for your business.
Alternativas consideradas
PayPalRazões para escolher o Venmo
Venmo is easier and in use by more people than PayPal.Software anterior
PayPalRazões para mudar para o Venmo
More people have Venmo and it's not tied to Zelle's limited bank list.- Setor: Veterinária
- Porte da empresa: 2 - 10 funcionários
- Usado Diariamente durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 7.0 /10
Venmo for business is a must
Avaliado em 06/01/2022
I think Venmo is a great option for businesses to accept payments. It has trust, security, and financial stability, so I don’t have to worry about mine or my customers information being stolen or my money being lost. I like that I am able to use across everything I need, from mobile payments to pos. It is so easy to use and I can track all of my sales and history easily.
Vantagens
I like the many payment options, the ease of use, and the trust I have for the company.
Desvantagens
There are some features that should be more customizable, and the fees could be a bit more competitive.
Alternativas consideradas
PayPalRazões para escolher o Venmo
The features were more convenient and it is easier to use and control my money.Software anterior
PayPalRazões para mudar para o Venmo
It has more versatility- Setor: Entretenimento
- Porte da empresa: 2 - 10 funcionários
- Usado Diariamente durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Probabilidade de recomendação 10.0 /10
Amazing Payment Solution for Many Applications
Avaliado em 29/03/2021
Venmo has always been a great experience and very intuitive...even for people who aren't technologically inclined. Everyone we have used it with or introduced it to has continued to use it afterwards with great results. We plan on using it for even more as it allows in the future. It's much easier and quicker than PayPal which seems to have been the standard until now.
Vantagens
Venmo is an incredibly easy and fast way to transfer money between people in a company for expenses and more as well as accept payments for merchandise (with the new business account options) and even pay people for their services. Since multiple people can be logged on, it allows 4 of us to operate financially when necessary without a delay. You can easily write what each payment is for and download monthly statements to keep accurate records of all of your transactions. Even better, most people have it and use it now so compatibility is rarely an issue. It makes everything we do faster and our customers even more pleased as they can pay for merchandise, tickets, or even simply donate at the click of a button!
Desvantagens
The only tough thing about Venmo that rarely arises is if someone doesn't use it. In that case, we need to have a paypal or cash option ready but that's not an actual problem with the application itself. It would be great if they could add annual statements to their download option in addition to the monthly statements. Annual statements would save some time during tax season!
- Setor: Automotivo
- Porte da empresa: 2 - 10 funcionários
- Usado Diariamente durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Venmo has to be the best
Avaliado em 19/02/2020
Vantagens
Venmo is great! I downloaded the mobile app almost 2 years ago when I first heard about it and now I use it daily. This past summer I ran a local auto detailing business and many of my customers asked me if I took Venmo as a paying option, and sure enough, I did! This made things so helpful as each payment was instant and on the spot. Another great feature of the app is how user-friendly it is and easy to follow. Personally, I would recommend Venmo to anyone, whether it is for business, personal use, or friends.
Desvantagens
I do prefer Venmo as my money exchange app of choice, but it is not perfect in my opinion. I think that a portion of the "friend" features could be improved to avoid any privacy issues. Some of the capabilities that Venmo allows you to do can allow people to view all your transactions and friends. People and their money can be a careful subject so safety and privacy should be Venmo's concern.
- Setor: Serviços e tecnologia da informação
- Porte da empresa: Profissional autônomo
- Usado Mensal durante Mais de um ano
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Probabilidade de recomendação 7.0 /10
Venmo offers and quick and easy way to send and receive money, but has questionable privacy
Avaliado em 20/10/2021
Beyond the privacy issues, Venmo is really easy to use and a fairly good experience. If it was not for the fact that transactions are made public by default, I would easily recommend Venmo to everyone.
Vantagens
Venmo makes it really easy to send and receive money to friends, family and businesses.
The setup is relatively painless, especially if your bank supports "Plaid" verification (otherwise you will need to manually enter your bank account info and wait a day or two for verification). Venmo also support sending/receiving payment via credit cards or debit cards, but with a 3% processing fee.
In addition, Venmo supports business profiles (as by default, theoretically, your profile is for personal use only).
Desvantagens
The absolute biggest downside to Venmo is its questionable privacy policies and settings. By default, all of your transactions are made public, anyone who knows your username can see what transactions you have made (both sending and receiving). You can change these settings, but Venmo makes it unnecessarily difficult - first you need to change your privacy settings to "private," making all of your future transactions private; second you need to make all of your past payments private, as even by changing your settings to "private" this will only affect future transactions. Perhaps more troubling is that Venmo largely hides its privacy policies.
Business profiles are nice, as to make it more "legitimate," but they do come at a cost of 1.9% + 10¢ per transaction. This is fairly typical, but it is always frustrating that the same service is free for personal use but not for business use.
Razões para mudar para o Venmo
I use a combination of different payments apps beyond Venmo including Square Cash, PayPal and Apple Pay and Zelle. Each have their benefits/pitfalls, but you can easily use one or all of the options without them conflicting with each other.- Setor: Alimentação e bebidas
- Porte da empresa: 2 - 10 funcionários
- Usado Semanal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 8.0 /10
Easiest way to send money!
Avaliado em 08/08/2022
Overall I have had a great experience with Venmo. This was one of the only apps who accepted and linked to my prepaid bank card. Most softwares would require you to have a bank account to send and receive money. Venmo is super easy and accessible. They have saved me so many times where I had an emergency and needed to have my mom send me $ ASAP. I still use this app weekly to this day!
Vantagens
I use this app to pay my rent and to send money to friends and family. There is a really cool feature that allows me to decide if I need my money right now for a small fee or in 3-5 business days for no fee. I have never came across an issue to where the instant transfer did not go through. I can't tell you how important it is to get your money ASAP when you have an emergency and Venmo always came through for me! It's so easy to manage I was able to teach my mom over the phone how to manage the software.
Desvantagens
Recently the fee's for this app have gone up. I don't like that they are basing it off how much you are sending/receiving. It should be the same fee overall. Increasing the fee just makes me want to use the free money transfer apps such as Zelle. Also instead of rewarding users for sending money and using the app, they have a limit. For example if I send $ more than 5 times a week they start adding an additional fee.
- Setor: Saúde, bem-estar e condicionamento físico
- Porte da empresa: Profissional autônomo
- Usado Mensal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
The only app I'll use to send money
Avaliado em 03/04/2021
I use Venmo all the time to pay friends and family. It's especially useful for splitting bills. I also use Venmo for goods and services like with my hairdresser and massage therapist! It's so fast and easy to send money via the app. You don't even need to get your wallet. out.
Vantagens
Venmo is extremely user-friendly and easy to use. You can send money easily and quickly via the app without a million steps. Something that I love that I've noticed a lot of people don't seem to realize is that there is no fee if you transfer money via your bank account instead of with a card! I also really like the social aspect of Venmo. You can add friends on Venmo and see who transferred money to who and for what. You can write little notes and add emojis when sending money and then it shows up on your feed. It's a super convenient way to transfer and receive money whether it's for goods and services or splitting a dinner bill with friends. I've also found that almost all of my friends and family and many merchants and vendors use Venmo. It's great how popular it's become recently!
Desvantagens
For some reason, my bank account randomly gets disconnected. There have been several times where I go to transfer money to someone and I get an error message saying my bank account was disconnected and I need to reconnect. It's frustrating having to go through all the steps to connect my bank account over and over again.
- Setor: Serviços a indivíduos e famílias
- Porte da empresa: Profissional autônomo
- Usado Diariamente durante Mais de um ano
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Venmo for the win!
Avaliado em 21/10/2022
Highly highly recommend
Vantagens
I use this app every single day. Every day after work, I Venmo request my customers. I love the reminder notification. Sometimes people forget to pay and the reminder is a gentle and non confrontational way to ask for payments again. I love the transfer to my bank account. It's free if you wait a couple days or instant transfer with a small fee. I also have a free Venmo card that's attached to my account. All black, very nice looking and was free with my account. I'll get email offers for discounts if I pay with Venmo at certain places. I also have gotten a referral bonus a couple times which is nice. App is super easy to use, nothing complicated. I prefer Venmo over Cash app and other competitors.
Desvantagens
Sometimes my balance doesn't update right away. Even if I just opened the app, it'll have my old balance still on. It's an easy fix, I just have to refresh the page. It's not a major con at all, just something small.
- Setor: Serviços ao consumidor
- Porte da empresa: 2 - 10 funcionários
- Usado Semanal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Make purchases, receive money and much more, effortlessly!
Avaliado em 14/10/2021
Overall I enjoy the ease of use with this app, it has made it easier for me to get money from my husband in a pinch, or send to my kids, or making payments to vendors while I’m out at flea markets, I have also used venmo for payments when I was doing deliveries and it has worked very well for me. I have more trust and faith in this program over other services similar to this one.
Vantagens
I love how quickly this app sends and receives money, I appreciate the privacy and security, I have never once had an issue with any discrepancies. Never had a payment not go through.
Desvantagens
The only two issues I do have with this software is that I don’t wish to see all the past payments I’ve made to other people, and if someone is using my phone to make a payment I don’t want the past payments visible.
Also I wish for venmo to accept more prepaid cards.
- Setor: Produção audivisual
- Porte da empresa: Profissional autônomo
- Usado Semanal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Venmo is an absolute essential!
Avaliado em 06/09/2019
My overall experience with Venmo has been amazing. Never have had any issues or problems with using the software. It’s constantly being updated and I just really can’t emphasize enough how much better it is than any other products I’ve looked into.
Vantagens
I love using Venmo to get paid and to pay others! It’s so easy and simple to use and the best part about it is that it’s free! Free to sign-up and free to send and receive money. A lot of other softwares make you pay fees to receive money and even send it which is totally annoying. With Venmo, I can get paid and transfer the money to my bank account totally free, and if I need to get the money instantly, then I can pay a small 1% fee to instantly transfer the funds into my account. Look no further, Venmo is a great option for handling funds!
Desvantagens
The only thing I can say about Venmo as constructive criticism is that it would be so helpful if you could pay yourself! As a small business that accepts payment through Venmo, it’d be so nice to be able to pay myself from my business account to my personal checking. Other than that, I really think this software is awesome!
Alternativas consideradas
PayPalRazões para mudar para o Venmo
The fact that Venmo doesn’t charge any fees for receiving/sending funds as well as transferring to bank accounts makes it a winner!- Setor: Serviços de eventos
- Porte da empresa: 11 - 50 funcionários
- Usado Semanal durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Money sharing App that has revolutionized payments for personal and business use alike
Avaliado em 14/09/2021
We enjoy being able to provide another way of payments. Most of our clients pay over the phone and not on-site so it provides them a way to send money without being present at our office. I am able to send and receive money to employees for gas reimbursements without writing a check or having cash on hand.
Vantagens
I love the ease of use of this product. I am able to send and receive payments for my business with the simple click of a few buttons. I can also transfer funds to my bank and link my bank to make payments when my balance within the app isn't high enough for what I need to send. It is great for tip splitting between employees and has saved many issues with petty cash.
Desvantagens
My least favorite thing is the lag between the transfer of funds to my bank. You can pay a small fee to get it instantly but I usually just wait for the free transfer. It is always a timely turnaround.
Razões para mudar para o Venmo
I decided to use Venmo because I liked their bank integration, a lot of people in my area are already users and didn't need to download the app to pay their invoices and the looks and ease of use of the phone app. It fit really well with my needs and was visually and operationally well done.- Setor: Roupa e moda
- Porte da empresa: 11 - 50 funcionários
- Usado Diariamente durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Venmo Review
Avaliado em 05/01/2022
I love that it is really simple to use from offering the expense of a dinner to a companion to paying for products bought from a companion or merchant. No expenses, not all that much or obscure.
Vantagens
Speedy, helpful installments
Allowed to send cash from a financial balance or charge card
Low charge for Mastercard installments
Can pay for buys at select organizations
Offers a check card and a Mastercard
Adds a social component to sending and getting cash
Desvantagens
At present, Venmo is just accessible in the United States. Along these lines, don't anticipate utilizing it on any of your impending worldwide voyages. It depends on an informal community of known companions and individuals in close geographic nearness to convey advanced installments.
What's another impediment you really want to know about with the application? It's just accessible for individual use when connected to a Visa or ledger. Along these lines, even those organizations that pay an expense to acknowledge it can't straightforwardly utilize it.
The organization likewise puts a cap on client exchanges of $4,999.99 each week. This breaking point is applied on a moving premise. The equivalent goes for getting reserves.
At the end of the day, on the off chance that you really want to send a huge amount of cash, look somewhere else. Or on the other hand separate enormous exchanges into more modest aggregates paid more than a little while.
At long last, pundits have raised worries with Venmo's present security conventions. They stay wary with regards to the portable application's capacity to secure individuals' accounts. All things considered, the organization has questioned these reactions various occasions by stressing security settings.
- Setor: Animação
- Porte da empresa: 11 - 50 funcionários
- Usado Diariamente durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 10.0 /10
Venmo personal review
Avaliado em 01/09/2021
My overall experience has been fair. Venmo's appearance is really good and makes me feel good being there. There are so many options that l used myself to make it more flexible for my business to send out and receive money. There are problems with scammers and detecting them. In the end its a good website.
Vantagens
Quick, convenient payments which makes it amazing in the times l really need to send out money under pressure. Free to send money from a bank account or debit card which is amazing because in my country we cant send money internationally so using venmo to make my payments international has made my experiences much more flexible. Low fee for credit card payments which is rare to find because everyone wants a commision and it is really good that you also have compassion for your customers. The website can pay for purchases at select businesses that l choose without me going there physically. Offers a debit card and a credit card that is international which makes it easier for me to make payments with websites that dont offer e-wallets. Adds a social element to sending and receiving money making it more user freindly and more appealing view.
Desvantagens
Payments are public by default and this makes me feel a little uncomfortable knowing people know about financial part of my business. This will probably make it easy for internet crimes to happen. Can't cancel payments which is fastrating because i do make mistakes when l am entering infomationa and l look aheadcand l cant go back. This is making me give out unnecssary payments not meant for those people. Popular with scammers and this is making it harder to detect who is real to work with and whos not. This makes the website a bit difficult to work on with those type of people.

- Setor: Internet
- Porte da empresa: 2 - 10 funcionários
- Usado Diariamente durante Mais de dois anos
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Fonte da avaliação
Classificação geral
- Relação qualidade/preço
- Praticidade
- Suporte ao cliente
- Probabilidade de recomendação 6.0 /10
By DEFAULT, all transactions are set to PUBLIC view!
Avaliado em 04/06/2022
It's impossible not to like Venmo. Everyone and their in-laws are using Venmo. No need to do anything, when everything has been done for you, right? It's Venmo all the way people!
Vantagens
This is a social (relational) payment App, which makes it impossible for you NOT to find the person that owes you money and vice versa. With just very few information required upon signing up, you can begin to send or receive money to anyone, so long as they, too, have the Venmo App. The discreetness of Venmo is that no one can see where your money is coming from and going to. I'm referring to your bank accounts of course. Also, if the need ever arises that you would need to find someone, no worries, you would know who and who and who they were connected to.
Desvantagens
The world of Venmo (everyone that is using Venmo) will be able to see what's happening down in your world of cash flow. Sugar Daddys? Cougar Mommas? Who you owe? Who owes you? By DEFAULT, all transactions are set to PUBLIC view. So unless, you want the world to know where your money flows, give special attention to your privacy status when you're in Venmo world.